You’ve Built Up Your Wealth, We’ll Help You Retain It
When we say “career-driven” individuals, we’re talking about hard working, high-net-worth construction company owners, dentists, doctors and anyone in between seeking the best path toward a sound financial future. Our Custom Wealth Architect™ can help protect what you’ve already earned while preparing for what lies ahead.
Phase One: Foundational Dialogue
We begin with a meeting to capture your personal and financial goals and identify obstacles and opportunities. We come prepared to this meeting with information about us and information all about you. By the end of this meeting, we want to have an initial idea of what your objectives are, your level of satisfaction in various parts of your financial life and access to key documents such as your:
- Investment statements
- Tax returns
Phase Two: The Strategic Blueprint
We take the documents and form a strategic blueprint, which will act as the foundation to your financial future. It provides a summary on areas of insight and recommendations which include:
- Areas of concern
- Missed opportunities
- Coordination gaps
Phase Three: The Goals Navigator
We work together regarding your unique personal and financial goals. We discuss your vision for the future, your current situation, and how we work toward achieving that vision through our four focus areas, which are:
The Estate Plan Focus™
Assessment of your wills and trusts, life insurance policies, disability and long-term care insurances.
All are reviewed and measured against your survivor needs and distribution objectives.
The Personal and Business Investment Focus™
Evaluation of your personal risk tolerance, time horizons, current risk exposure and portfolio construction.
Alignment of your investments with goals, values and time horizons.
The Financial Independence Focus™
Review of your financial vision and values to determine your financial independence threshold.
Evaluation of your ability to make major purchases and to continue to live the lifestyle that you are comfortable with and have grown accustomed to.
The Business Exit Planning Focus™
We look at your business as a key financial asset and evaluate various exit strategies, deferred compensation solutions and tax-advantaged strategies tailored to your business.
If you’re not a business owner, this means taking advantage of all the benefits that are available to you as an employee. If you have stock options, then you want to capitalize on stock grants, non-quals and portable products like life insurance that you can take with you after you leave.
Phase Four: The Solutions Activator
We review and confirm what has been established in the first three phases and ensure all your goals and proposed solutions are still in accordance with what you want your financial future to look like. Collaborating with your tax and legal advisors as needed, we deploy the wealth solutions in a timely and efficient manner.
Upon implementing your strategic blueprint we meet with you and other key stakeholders such as your accountant or attorney to provide you with a debrief.
Phase Five: The Custom Wealth Inspection
We meet regularly to reflect, review and discuss your plans. To best serve you and your family, we provide dynamic, relevant financial strategies that evolve with your changing needs and goals. We’ll provide you with the following:
Annual Schedule of Events
This calendar of events covers all of your financial activities throughout the year and what you can expect from us.
We’ll revisit your strategic blueprint on a regular basis to ensure that you’re on track to achieve your financial goals, and if not, what can be done to get you back on track.
This document answers the most commonly asked questions and provides a summary of your overall financial performance.